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How to Set Up a Lasting Power of Attorney
1. Understanding What a Lasting Power of Attorney Is
A Lasting Power of Attorney (LPA) is a legal document that lets you (the 'donor') appoint one or more people (known as 'attorneys') to help you make decisions or to make decisions on your behalf. This is often used when you no longer wish to or are unable to make decisions yourself. There are two types of LPA: one for health and welfare, and one for property and financial affairs.
2. Choosing Your Attorneys
Your attorneys should be trusted individuals who understand your wishes and will act in your best interests. You can choose friends, family members, or even professional attorneys such as solicitors. It is important to discuss your decision with them beforehand to ensure they are willing and able to take on this responsibility. You may also appoint replacement attorneys if your original choices can no longer act for you.
3. Filling Out the Necessary Forms
To set up an LPA, you need to fill out specific forms. For property and financial affairs, use form LPA PA. For health and welfare, use form LPA HW. These forms can be downloaded from the UK government's website. Carefully follow the instructions for each section, as mistakes can cause delays or invalidation of the LPA. You’ll need signatures from the attorneys, a ‘certificate provider’ who confirms you understand what you’re doing, and witnesses.
4. Registering Your LPA
Once the forms are completed, you need to register the LPA with the Office of the Public Guardian (OPG) before it can be used. Submit your forms and the registration fee to the OPG. You can do this by post or online. Registration can take up to 10 weeks, so it is advisable to register the LPA well before it is likely to be needed.
5. Notifying Relevant Parties
Once the LPA is registered, notify relevant parties such as your GP, bank, and any other institutions that may need to interact with your attorneys. It ensures that your wishes can be followed smoothly without administrative hiccups. Keeping multiple copies of the LPA forms in secure locations is also a smart practice for future reference.
6. Reviewing and Amending Your LPA
Your circumstances may change over time, and it's important to review your LPA periodically to ensure it still aligns with your wishes. If any updates are required, you may need to set up a new LPA and register it again. Ensure your attorneys are kept informed of any changes to avoid confusion or conflicts in the future.
Frequently Asked Questions
What is a Lasting Power of Attorney (LPA)?
A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint someone to make decisions on your behalf if you lose mental capacity or if you no longer want to make decisions for yourself.
What are the different types of LPA?
There are two types of LPA: one for health and welfare and one for property and financial affairs. You can choose to set up one type or both.
Who can be an attorney?
An attorney can be anyone over the age of 18, including a relative, friend, spouse, partner, or a professional such as a solicitor.
Why should I set up an LPA?
Setting up an LPA ensures that your wishes are followed and that the person you trust is making decisions on your behalf if you are unable to do so.
How do I set up an LPA?
You need to fill in the LPA forms, which are available online or from the Office of the Public Guardian. Sign them in the presence of a witness, have your attorney(s) sign, and then register the LPA with the Office of the Public Guardian.
How much does it cost to register an LPA?
As of 2023, it costs £82 to register each type of LPA. There may be exemptions or reductions based on your financial circumstances.
What happens if I don’t set up an LPA?
If you don’t have an LPA and you lose mental capacity, a court will appoint a deputy to make decisions for you. This process can be lengthy and costly.
Can I cancel my LPA once it’s registered?
Yes, you can cancel your LPA at any time as long as you have the mental capacity to do so. You must inform the Office of the Public Guardian in writing.
Can my attorney make decisions immediately after the LPA is registered?
For a Property and Financial Affairs LPA, your attorney can act as soon as it's registered, unless you've specified otherwise. For a Health and Welfare LPA, your attorney can only act when you lack mental capacity.
Where can I find the LPA forms?
You can find the LPA forms on the UK government website or request them from the Office of the Public Guardian.
Do I need a solicitor to set up an LPA?
No, you do not need a solicitor to set up an LPA. However, you may wish to seek legal advice to ensure that the forms are filled out correctly.
How long does it take to register an LPA?
It usually takes between 8 to 10 weeks for the Office of the Public Guardian to register an LPA, provided there are no mistakes in the application.
Can I have more than one attorney?
Yes, you can appoint more than one attorney. You may also appoint replacement attorneys in case your original attorneys can no longer act on your behalf.
What is a certificate provider?
A certificate provider is an independent person who confirms that you understand the LPA and that you haven’t been put under any pressure to make it. This can be a professional such as your GP, or someone who has known you well for at least two years.
Can my attorney make decisions about life-sustaining treatment?
For a Health and Welfare LPA, you can choose whether or not your attorney has the power to make decisions about life-sustaining treatment.
Useful Links
Useful links from: Understanding Your Rights: Legal Support for Families During Economic Turbulence
- Citizens Advice Provides free, independent, confidential, and impartial advice to everyone on their rights and responsibilities. They offer help across a wide range of issues including legal support, debt advice, and benefits guidance.
- Turn2us A national charity helping people in financial hardship to gain access to welfare benefits, charitable grants, and support services. Their website includes tools and resources to find support and advice for managing during economic turbulence.
- NHS - Help with Health Costs Information from the NHS on what financial support is available to help with health costs, including prescriptions, dental services, and optical care. This resource can be crucial for families trying to manage their healthcare expenses.
- Shelter A charity that provides advice and support for those facing housing and homelessness issues. Shelter offers legal guidance on tenant rights, eviction protection, and other housing-related legal matters, which can be vital during economic crises.
Useful links from: Handling Inheritance Disputes Legally
- NHS: Dealing with grief and loss Provides information and support for handling grief and loss, which can be useful in the context of inheritance disputes.
- Citizens Advice: Disputing a Will Offers guidance on what to do if there is a dispute over a will, covering legal steps and support options.
- Age UK: Making a Will Information on making a will, which can help prevent disputes from arising, and advice on what to do if there is a dispute.
- The Law Society: Inheritance Disputes Provides comprehensive information about handling inheritance disputes legally, with guidance on finding legal support.
Useful links from: Helen Starkie, Solicitor, Bath, UK
- NHS - Find a Solicitor Find solicitors near Bath, UK, including Helen Starkie, via the NHS service search feature.
- Age UK - Legal Advice Age UK provides legal advice and support to older residents in Bath, UK. You can find information about solicitors such as Helen Starkie.
- Mind - Legal Rights Mind offers information on legal rights and local solicitors who specialize in mental health law, including options around Bath, UK.
- Citizens Advice - Find a Solicitor Citizens Advice provides guidance on finding free or affordable legal help, including solicitors like Helen Starkie in Bath, UK.
Useful links from: What is a Power of Attorney?
- NHS - Power of Attorney NHS page explaining what a Power of Attorney is, its importance, and how it is used, especially in end-of-life care.
- Age UK - Legal Issues: Power of Attorney Age UK provides comprehensive information on Power of Attorney, including the different types, how to set one up, and frequently asked questions.
- Citizens Advice - Power of Attorney Citizens Advice offers detailed guidance on managing affairs for someone else, including setting up a Power of Attorney, responsibilities, and how to get help.
- Alzheimer's Society - Lasting Power of Attorney The Alzheimer's Society provides targeted information on Lasting Power of Attorney, tailored to the specific needs of those affected by dementia.
Useful links from: Helen Starkie, Bath Solicitor for Wills and Probate Law
- NHS - Wills Official NHS guide on making a will, including why it's important, what to include, and how to get it written.
- Age UK - Making a Will Age UK's resource on making a will, providing advice for older people on how to ensure their wishes are followed after death.
- Citizens Advice - Wills Citizens Advice provides detailed information about making a will, the different types of wills, who can make one, and the role of executors and probate.
- Macmillan Cancer Support - Writing a Will Macmillan Cancer Support offers guidance on writing a will, especially useful for those dealing with a cancer diagnosis and planning their estate.
Useful links from: What Is A Power of Attorney
- NHS - Power of Attorney Information about what a power of attorney is, why you might need one, and how to set one up from the National Health Service (NHS).
- Age UK - How to set up a Power of Attorney Age UK provides detailed guidance on how to set up a power of attorney, including the different types and why they are important.
- Mind - Power of Attorney Mind offers information about power of attorney specifically in the context of mental health, including how to make decisions and support available.
- Citizens Advice - Using a Power of Attorney Citizens Advice provides practical help and advice on using a power of attorney, the responsibilities involved, and how to resolve any issues that may arise.
Useful links from: What is a lasting Power of Attorney?
- NHS - End of life care Information provided by the NHS on lasting power of attorney, including what it is and how to set one up.
- Age UK - Lasting Power of Attorney Age UK provides detailed advice and resources on setting up a lasting power of attorney, including different types and legal considerations.
- Alzheimer's Society - Lasting Power of Attorney The Alzheimer's Society offers guidance on lasting power of attorney, particularly useful for those caring for someone with dementia.
- Mind - Planning for the future Mind provides information on lasting power of attorney from the perspective of mental health, including advice on planning for the future.
Useful links from: Will and Probate Solicitor Bath
- Citizens Advice Provides comprehensive information on wills and probate, including advice on how to find a solicitor and what to do when someone dies.
- Age UK Offers guidance and advice specifically for older people on making wills and dealing with probate, and can help connect you with local solicitors.
- NHS - End of life care Provides information on the importance of making a will and who can help you, including solicitors and other support services.
- Which? - Wills and probate Provides detailed guides on writing wills, dealing with probate, and finding financial and legal advice.
Useful links from: The dangers of not having a Will
- NHS Inform - Why Make a Will NHS Inform provides information on why it is important to make a will, outlining potential issues such as family disputes and the lack of control over who inherits your assets.
- Citizens Advice - Wills Citizens Advice offers comprehensive guidance on wills including the risks of dying intestate (without a will), such as the state deciding how your estate is distributed.
- Age UK - Writing a Will Age UK explains the importance of writing a will to ensure your estate is managed according to your wishes and to avoid the complications and additional stress for your relatives.
- Marie Curie - Making a Will Marie Curie provides advice on making a will, including potential consequences of not having one, such as your estate being distributed according to intestacy rules which may not align with your wishes.
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