Funeral Costs - Where to get help? - Community Legal Education

In the UK, there are several options available to help with funeral costs if you are struggling to cover the expenses. Here are some options you can explore:

• Funeral Expenses Payment: This is a government scheme that provides financial assistance to individuals who receive certain benefits and need help with funeral costs. To qualify, you or your partner must receive one of the following benefits:

  • Income Support
  • Income-based Jobseeker's Allowance
  • Income-related Employment and Support Allowance
  • Pension Credit
  • Housing Benefit
  • Universal Credit (if you meet specific criteria)

  You can apply for Funeral Expenses Payment through the Department for Work and Pensions (DWP) website or by calling the Bereavement Service helpline at 0800 731 0469.

• Social Fund Funeral Expenses Payment: If you do not receive any of the benefits mentioned above, you may still be eligible for a Funeral Expenses Payment from the Social Fund if you have a low income and limited savings. The eligibility criteria can be complex, so it's advisable to contact the DWP or a local Jobcentre Plus office for guidance.
• Funeral Payment from the Scottish Welfare Fund (Scotland only): If you reside in Scotland, you can apply for the Funeral Payment from the Scottish Welfare Fund. This provides assistance to individuals on low incomes who are responsible for funeral costs.
• Charitable Organizations: Some charitable organizations in the UK provide financial assistance for funeral expenses. The eligibility criteria and the amount of support available may vary depending on the organization. One such organization is the Funeral Expenses Payment Scheme operated by the Down to Earth charity.
• Funeral Directors: Some funeral directors may offer payment plans or discounts for those who are experiencing financial difficulties. It's worth discussing your situation with several funeral directors to explore your options.
• Crowdfunding: You can consider setting up a crowdfunding campaign on platforms like GoFundMe or JustGiving to help raise funds for the funeral expenses. Friends, family, and the community can contribute to support you during this difficult time.
• Pre-paid Funeral Plans: If you can afford it, you may want to consider pre-paid funeral plans that allow you to pay for your funeral in advance. This can help relieve the financial burden on your loved ones when the time comes.

It's essential to research and explore these options to find the most suitable assistance for your specific situation. Additionally, seeking guidance from a Citizens Advice Bureau or a local bereavement support service can be helpful in navigating the process of obtaining financial help for funeral costs.