What should I do if my circumstances change?

What should I do if something big happens in my life?

When something big happens, like moving to a new house, getting a new brother or sister, or losing a pet, it can make you feel a lot of things. Here is what you can do:

• Talk: Tell someone you trust how you feel. This could be a family member, teacher, or friend.
• Write: Write down your thoughts and feelings in a notebook. This can help you understand your feelings better.
• Ask for help: It is okay to ask for help. Adults can help you find ways to feel better.
• Use tools: Sometimes drawing pictures or using fun apps can help you say what you feel.
• Breathe: Take deep breaths to help you stay calm.

Remember, it is okay to have big feelings, and there are people and tools to help you.

What do I do if I earn more or less money?

If you get more or less money, you might need to change your money plans. Here is what you can do:

• Write down how much money you earn now.
• Think about what you spend money on.
• Decide if you need to save more or less money.
• Talk to a money helper if you need help.

Using easy tools like a calculator or asking someone to help can make it easier.

What should I do if I lose my job?

If you lose your job, here are some steps to help you:

1. Stay calm: It's normal to feel upset. Take deep breaths.
2. Talk to someone: Speak to a friend or family. They can help.
3. Know your money: Check how much money you have. Make a plan for how to use it.
4. Look for help: Find out about unemployment benefits. These can help with money.
5. Update your resume: Make sure your work documents are ready. This helps when you apply for jobs.
6. Search for jobs: Look online or in newspapers to find new jobs.
7. Learn new skills: Try free online courses. They can help you find a new job.

Supportive tools can help you manage:

• Job websites: Try websites to look for jobs.
• Money apps: Use apps to keep track of your spending.
• Talk to someone: Support groups and hotlines can listen and help.

How can I get ready for surprise medical bills?

Medical bills can come when you don't expect them. Here are some simple steps to help you get ready:

• Save a little money every month for health costs.
• Ask your doctor about costs before you get any treatment.
• Look at health insurance plans to see if they help with costs.
• Talk to someone you trust if you need help understanding bills.
• Use tools like budgeting apps to help you save money.

What should I do if I want to move to a new city?

Here are some simple steps you can take if you are thinking about moving:

• Make a list of things you need, like a new home, schools, and stores.
• Visit the city to see what it is like.
• Ask for help from friends or family who know the area.
• Use maps and apps to learn more about the city.
• Plan your move, like packing and finding a moving truck.

You can use tools like a calendar to keep track of your plans, and ask someone you trust for support.

What should I do with my retirement plans if I have more or less money?

If you find you have more money or less money:

• Think about the money you have now.
• Decide if you can save more or need to save less for later.
• Talk to a money expert if you need help.

Here are some tips:

• Use a calculator to see how much money you need.
• Make a list of important things you spend money on.
• Set small goals to save money bit by bit.

Tools like calendars or phone apps can help you remember to save!

What should I do first if I am getting a divorce?

Getting a divorce means you and your partner are ending your marriage. This can be a big change. Here are some simple steps to help you:

1. Talk to someone: Speak to a friend or family member you trust about how you feel.
2. Find a helper: A lawyer can help you understand the rules. You can ask them questions.
3. Write things down: Make a list of things you and your partner need to agree on, like money and where to live.
4. Take care of yourself: It’s important to eat well, sleep, and relax. Doing fun things can help you feel better.
5. Use helpful tools: Try using apps or websites that can guide you. They can show you what to do next and help you stay organized.

Remember, you are not alone. There are people and tools that can help you through this time.

What can I do about money I owe if I have less money coming in?

What to Do if Your Health Changes

How can I change my job goals if I want to work in a different industry?

Here are some steps to help you:

1. Think about what you like and what you are good at.
2. Learn about the new industry. You can read books, watch videos, or talk to people who work there.
3. Make a new plan for your job. Write down what steps you need to take.
4. Try to learn new skills. You can take classes or find online courses.
5. Make a list of companies you want to work for.
6. Talk to friends or family who can help you. They might know someone in the new industry.

Tools that can help:

• Internet: Look up information about the new industry.
• Online courses: Websites like Khan Academy or Coursera offer free lessons.
• Network: Reach out to people you know who can give advice.

What to Think About if You Get a Surprise Inheritance

If you get money or things you didn't expect, here are some things to think about:

• Talk to someone who knows about money. They can help you make good choices.
• Think about saving some of the money for later.
• Decide if you want to buy something you need, like a house or car.
• You can give some money to people or causes you care about.

Remember, it's okay to ask for help. You can use tools like a calculator to plan, or write down your ideas on a piece of paper. Take your time and ask questions if you need to.

What should I do if my living costs go up a lot?

It's important to stay calm. Here are some steps you can follow:

• Make a list: Write down all the things you spend money on each month. This is called a budget.
• Check your budget: See if there are things you can spend less money on or stop buying.
• Look for deals: Use coupons or buy things on sale to save money.
• Ask for help: Talk to a family member or friend if you need advice.
• Use tools: Try using an app on your phone to keep track of spending.

These ideas can help you manage your money better and deal with increased costs.

What should I do if a natural disaster happens?

Here are some steps you can follow if a natural disaster happens:

• Stay calm and follow instructions from adults or emergency workers.
• Find a safe place to go. This could be inside your house, like a basement, or an outside area away from buildings and trees.
• Have a plan to stay in touch with your family. Know a safe place where you can all meet.
• Keep a small bag with important things like water, snacks, a flashlight, and a first-aid kit.
• Listen to the radio, TV, or check the internet for news and updates.

Remember, practice and learning what to do can help you stay safe!

If reading is hard, try using audiobooks or speech-to-text tools to help understand this information better.

How do I change my estate plan after a big life event?

An estate plan is a plan for who will get your things when you die.

Sometimes big things happen in life, like getting married, having a baby, or someone passing away. When these things happen, you might need to change your estate plan.

Here's how you can do it:

• Talk to a lawyer to help you make or change your plan.
• Write down new instructions for who gets your things.
• Make sure your plan is clear and easy to understand.
• Keep your plan in a safe place where people can find it.

If you find reading hard, you can use these tools to help:

• Ask someone you trust to read with you and explain.
• Use pictures or drawings to help show your plan.
• Listen to audiobooks or recordings about estate planning.

What to do if my child's school plans change

How can I stay calm when my life changes quickly?

Here are some tips to help:

• Take a Deep Breath: When you feel worried, stop and take a big, slow breath. This can help you feel calmer.
• Talk to Someone: Tell a friend or family member how you feel. It's okay to ask for help.
• Write it Down: Try writing about your feelings in a notebook. It can help to get your thoughts out.
• Take a Break: Do something you enjoy, like drawing, playing, or listening to music. This can help you relax.
• Make a Plan: Think about what you can do next. Making a simple plan can make things feel less scary.

Remember, it's okay to feel upset or worried. Everyone feels this way sometimes.

What should I do if my relationship changes?

If your relationship changes, here are some simple steps you can take:

• Talk to someone you trust about how you feel. This could be a friend or family member.
• Think about what you want to do next. Do you want to talk to your partner?
• Make sure you take care of yourself. Do things that make you happy.
• If you need help, ask for it. There are people who can support you, like a counselor.

Using a journal to write down your feelings can also help.

How can I change my life to help a family member?

Taking care of someone in your family can be a big job. Here are some simple steps to help you:

• Make a list of things you need to do each day.
• Talk to other family members or friends who can help you.
• Take breaks and rest when you can.
• Use a calendar or planner to keep track of appointments and important dates.
• Look for support groups or resources in your community that can help. You can ask a doctor or a social worker for ideas.

Remember to take care of yourself too, so you can be strong and healthy.

What should I do if I need to change my long-term goals because something has changed?

If things change and you need to change your big goals, try this:

• Think about why the change is happening.
• Write down your new goal clearly.
• Make a simple plan with small steps to reach the new goal.
• Ask a friend or family member for help or ideas.
• Use a calendar or checklist to track your steps.

It's okay to change your goals. Stay positive and keep trying!

Tools like picture boards or apps with reminders can also help you stay on track.

How can I stay ready for new things in the future?

It's important to be open to new ideas and learning. This helps you handle changes well. Here are some tips:

• Learn new things: Try reading new books or watching videos to know more.
• Ask for help: Talk to friends, teachers, or family if you don't understand something.
• Practice: Keep trying new activities. This makes you better over time.
• Stay positive: Believe in yourself and stay calm when things change.

Using pictures or videos can also make learning easier. Remember, it's okay to ask questions!