What support is available for funeral costs in the UK?

Government Support for Funeral Costs

The UK government provides support for those unable to pay funeral costs through the Funeral Expenses Payment. Eligibility for this payment requires you to be in receipt of specific benefits.

These benefits include Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support Allowance, Pension Credit, and Universal Credit, among others.

The payment can help with a range of costs, including burial or cremation fees and other related expenses. However, it might not cover the entire cost of the funeral.

Eligibility Criteria

To qualify for the Funeral Expenses Payment, the relationship with the deceased matters. The applicant usually needs to be the partner, a close relative, or friend who is responsible for the funeral.

You must apply for this payment within six months of the funeral taking place. Additionally, the deceased must have been a resident in the UK at the time of their death.

Details of the Funeral Expenses Payment

The payment covers necessary funeral expenses, such as burial or cremation fees. It can also contribute towards transport costs for the body and the organizer's travel.

Additional allowance is available for things like the cost of a coffin, flowers, and other essential items. The amount received may be deducted from any funds available from the deceased's estate.

Other Sources of Support

Charities and benevolent funds also provide assistance for funeral costs. These organizations may help specific groups, like veterans or individuals from certain professions.

Charities such as The Bereavement Trust and Quaker Social Action offer support to families in need. They may not cover all costs but can be helpful in covering specific expenses.

Planning and Reducing Costs

Planning a funeral within a budget is crucial to limit expenses. Consider simpler arrangements, such as direct cremation, to reduce the financial burden.

Comparing prices between funeral directors can also help families find affordable options that meet their needs. Funeral directors are required to provide clear pricing for their services.

Taking Action

Apply for the Funeral Expenses Payment as soon as possible if you believe you are eligible. Gather necessary documents such as benefit statements and the deceased's information.

If charitable assistance is needed, contact relevant organizations early to find out about available support. Discuss your situation openly to avoid unnecessary financial stress.