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Free support that can ease pressure on your budget
If you are finding it harder to cover everyday costs, there is free help available across the UK. Many people miss out because they do not realise they qualify for support such as benefits, council tax reduction, food help, or energy grants.
Getting the right support can make your money go further without needing to cut back as much. It is worth checking what you can claim, even if you have looked before.
Check benefits and entitlements
One of the biggest ways to ease the cost of living crisis is to make sure you are receiving all the benefits you are entitled to. This could include Universal Credit, Pension Credit, Child Benefit, or support if you have a disability or caring responsibilities.
You may also qualify for extra help with housing costs, childcare, or transport. Free online benefits calculators can give you a quick idea of what you might be able to claim.
Get help with bills and essential costs
Many energy suppliers offer hardship funds, discounted tariffs, or payment plans for customers struggling to pay. If you are behind on gas or electricity bills, contact your supplier early, as they may be able to offer support before the situation gets worse.
Councils may also provide help through the Household Support Fund, especially for food, energy, and essential items. Local welfare schemes can sometimes provide vouchers, emergency cash, or support with household goods.
Use free advice services
Free debt and money advice can help you understand your options and reduce stress. Organisations such as Citizens Advice, StepChange, National Debtline, and Turn2us can help with benefits checks, budgeting, and dealing with debts.
They can also explain your rights if you are being chased for arrears or struggling with repayments. This advice is confidential and can help you make a practical plan.
Find local food and household support
Food banks, community fridges, and local pantry schemes can help if your shopping budget is not stretching far enough. Some areas also have baby banks, clothing banks, and furniture reuse schemes for people who need essential items.
Your council, local charity, or community centre may know what is available nearby. Many services do not require a referral, but some may ask for one from a GP, school, or advice agency.
Save more by reducing everyday costs
Free support can also help you spend less on routine costs. For example, you may be able to get help with school uniform, prescription charges, dental treatment, or transport if you meet certain criteria.
Simple changes, like using energy-saving advice from your supplier or checking for cheaper broadband and mobile deals, can also help. Small savings add up over time and can make a real difference.
Frequently Asked Questions
Cost of living crisis free support to make money go further is free help, advice, and practical resources designed to stretch your budget, reduce essential bills, find grants, and improve financial stability.
Eligibility varies by program, but many forms of cost of living crisis free support to make money go further are available to low-income households, people on benefits, families, pensioners, renters, carers, and anyone struggling with everyday costs.
You can usually apply online, by phone, or through a local advice service. Some support is automatic if you receive certain benefits, while other help requires a short application or referral.
Help can include energy bill support, food vouchers, debt advice, budgeting support, benefits checks, rent help, school-related grants, and guidance on reducing household expenses.
You can find local cost of living crisis free support to make money go further through your council, Citizens Advice, community centres, food banks, charities, and housing or welfare advice services.
Yes. Many schemes offer energy bill discounts, hardship payments, vouchers, energy-saving advice, or help accessing insulation and efficiency improvements.
Yes. Support may include food bank referrals, supermarket vouchers, free meals, community pantries, and advice on accessing local emergency food help.
Some support can help with rent arrears, housing costs, discretionary housing payments, council advice, and referrals to homelessness prevention services.
Yes. People on benefits may qualify for additional payments, benefit top-ups, budgeting help, and checks to make sure they are receiving all the support they are entitled to.
Yes. Free debt advice is often included and can help you prioritise bills, negotiate with creditors, create a repayment plan, and avoid high-cost borrowing.
Yes. Families may be able to access support with school uniforms, meals, childcare costs, holiday activities, clothing, and emergency household expenses.
Yes. Pensioners may be able to get help with energy bills, cost of heating, benefits checks, council tax reductions, and access to local welfare support.
Yes. Some support includes council tax reduction, discounts, hardship funds, and advice on how to challenge incorrect bills or apply for exemptions.
Yes. Depending on location, support may include travel vouchers, bus fare assistance, rail discounts, or help accessing concessionary travel schemes.
Yes. The support itself is free, and trusted services should not charge you to apply, get advice, or access legitimate emergency assistance.
Some support is available immediately, such as food aid or crisis funds, while other help may take days or weeks depending on the provider and the type of assistance.
You may need proof of identity, address, income, benefits, rent, bills, bank statements, or evidence of hardship, but requirements vary by scheme.
Yes. Support often includes budgeting tips, price comparison advice, help switching providers, and guidance on lowering energy, water, and broadband costs.
Use official government sites, local councils, charities, and well-known advice organisations, and avoid anyone asking for upfront fees, bank details by text, or pressure to act immediately.
If the support is not enough, ask for a full benefits check, debt advice, hardship referrals, and help from your local council or charity to explore additional grants and services.
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